He began his career with Liberty National Bank in Louisville, KY and went on to hold senior management roles there as well as with Great Financial Bank and The Bank of Louisville.  In 1998 he co-founded Independence Bancorp where he served as Vice Chair, President & CEO of Independence and its successor 1st Independence Financial Group and 1st Independence Bank until their sale in 2008.  Bill subsequently served as a board member and Market President of Commerce Bank in Indiana, as President and Chief Executive Officer of Madison Financial Corporation and Madison Bank in Richmond, KY, as a board member and founder, President & CEO of Anchor Performance Group, as founder and managing member of Pillar Capital, and as a founder of Estes Waste Solutions. 

Bill has been a faculty member at the Kentucky Bankers Association School of Banking for many years.  In addition, he has presented sessions on leadership, strategic planning, sales training, and sales management at numerous industry conferences and events over the years.

Bill earned his bachelor’s degree from Eastern Kentucky University, where he is a member of their Hall of Distinguished Alumni, and his MBA from Bellarmine University.  He previously served as Chair of the EKU Business Advisory Council.  

Bill has given back to his community by serving on the Southern Indiana Economic Development Council, on the board and executive committees of the Community Foundation of Southern Indiana, and the River Heritage Conservancy, on the Floyd County Board of Zoning Appeals, on the Floyd County Redevelopment Commission, on the Floyd County Legacy Foundation, and as a class leader at Graceland Baptist Church.  He has also previously served on the board of The Metro United Way, Goodwill of Southern Indiana, and many others.